Question 1

Is the Playbook only for people in foreclosure?

Accepted Answer

No. It is also designed for current homeowners who want to understand and organize mortgage records before a dispute, sale, refinance, title issue, probate matter, or servicing problem.

Question 2

Why review documents while current?

Accepted Answer

Current homeowners often have the advantage of time. Reviewing now can reveal missing records or questions before an urgent event.

Question 3

What documents should homeowners keep?

Accepted Answer

Keep the note, mortgage or deed of trust, closing records, assignments, allonges, servicing notices, payment histories, escrow records, modifications, default notices, and recorded documents.

Question 4

What is a mortgage assignment?

Accepted Answer

It is generally a document reflecting a transfer of an interest in a mortgage or deed of trust. Its effect depends on facts and applicable law.

Question 5

What is an allonge?

Accepted Answer

An allonge is a separate paper sometimes used for endorsements associated with a promissory note.

Question 6

Can mortgage records contain errors?

Accepted Answer

Yes. Errors or inconsistencies can occur, but an inconsistency does not automatically prove fraud or invalidate a document.

Question 7

Can the book or AI replace an attorney?

Accepted Answer

No. The book and AI methods are educational tools. AI output and legal authorities must be verified, and qualified legal advice should be considered.

Question 8

Can I buy the handbook separately?

Accepted Answer

No. The approximately 364-page infographic handbook is a bundle-exclusive resource.

Question 9

How long is the audiobook?

Accepted Answer

The full-length digital audiobook is approximately 14 hours.

Question 10

Will buying the book stop a foreclosure?

Accepted Answer

No. Purchasing the book does not stop foreclosure proceedings or legal deadlines. Pay close attention to deadlines and consider qualified legal assistance.

Foreclosure Defense Updates